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Whenever you’re ready, we’re here to help guide you through. Get in touch today.
Whenever you’re ready, we’re here to help guide you through. Get in touch today.
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ResourcesFinance Options

Dental Financing Options

We believe in transparent pricing and flexible ways to pay. Our team can guide you through the range of dental payment plans Melbourne patients use, helping you access stress-free, affordable healthcare.
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GoCardless
GoCardless allows one-off payments or automated recurring payments without the chasing, stress or expensive fees.
ZIP
Zip allows you to access interest-free dental treatment. It involves spreading out the cost of your dental treatments into weekly, fortnightly, or monthly repayments.
Afterpay
Afterpay is a popular way to pay for your treatment in four equal, interest-free instalments over six weeks. It’s ideal for staying on top of your routine care while keeping your weekly budget on track.
Medicare
Our team is here to help you understand if your specific treatment or circumstances qualify for Medicare subsidies, ensuring you can access the support you’re entitled to.
SuperCare
If you are facing an emergency and considering alternative dental financing options, SuperCare provides a dedicated service to help you navigate the process of applying for the early release of your superannuation to cover your dental costs.
Healthfunds
As a partner practice for health funds like HBF, we work to ensure you get the most out of your existing extras cover.
Humm
Humm payment plans allow you to spread out repayments on a fortnightly or monthly basis for up to 72 months, depending on available terms.
FAQS

Frequently asked questions about dental financing options

  • Paying in instalments is simple at Melbourne Dental Studio. By using providers like Afterpay, Zip, or Humm, you can split your total bill into smaller, manageable payments over several weeks or months. Most of these options are managed via an app and can be approved almost instantly.

  • The “best” plan depends on the size of your treatment. For routine care, Afterpay or Zip are often preferred for their ease of use. For larger restorative or cosmetic work, Humm or SuperCare are excellent dental financing options that offer longer terms or different funding structures.

  • For more significant investments in your smile, many patients find Humm or SuperCare to be the most straightforward options. Humm allows for higher spending limits and longer repayment periods, while SuperCare assists you in accessing your own superannuation for essential dental work.

  • This depends on the provider you choose. Many “Buy Now, Pay Later” services like Zip or Afterpay do not require a deposit at the clinic, while larger long-term plans through Humm may require a small percentage of the total cost upfront. Our team can clarify this for you once we’ve determined which plan fits your needs.

  • Yes! If you have health insurance, we will first process your claim through HICAPS. If there is a remaining balance (the ‘Gap’), you are welcome to use Afterpay or Zip to pay that remaining amount in instalments.

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Ready when you are, 
let’s get you smiling.

Whenever you’re ready, we’re here to help guide you through. Get in touch today and take the first step toward a stronger, natural-looking smile with Melbourne Dental Studio.

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